Can creditors contact me on social media?

Falling behind on credit cards, mortgages and other loans is stressful enough without having to dodge the seemingly constant calls and letters from creditors. It is not unusual for someone in this position to turn to spaces like Facebook, Instagram and Twitter to find...

Preparing for changing debt collection practices

Millions of Americans are dealing with debt, especially after an incredibly stressful year of lost jobs and economic challenges. And for roughly 25 percent of adults who have bills in collections, overcoming debt in the coming months may not get easier. This is due...

Can creditors garnish stimulus payments?

News that millions of Americans will receive another round of stimulus money was undoubtedly welcome to families and individuals across Pennsylvania who have been struggling over the past year. Between job losses and business closures resulting from the COVID-19...

Missteps to avoid if you are struggling with debt

It does not take much for a person to find themselves with unmanageable debt, especially in today's environment. Losing a job, getting sick or divorcing can all result in a steep financial drop from which it can be incredibly challenging to recover. If you are in this...

Is credit card debt shrinking?

Americans are facing extraordinary economic struggles in light of the COVID-19 pandemic. People have lost jobs; parents have had to find childcare or work with their children at home; businesses have had to close down. It may seem like there is no financial silver...

What to know about Chapter 13 bankruptcy

In general, individuals file a Chapter 7 personal bankruptcy in order to obtain a discharge of unsecured debts (credit cards, medical bills, signature loans, deficiency balances on repossessed autos, rent to old landlords, and old cell phone providers).  The discharge...

Debt collectors harassing you? You have rights

Debt affects millions of people in this country. Between job loss, medical bills, and student loan debts that follow people around for decades, it can be incredibly difficult to get out of debt. To make matters more stressful, many people also experience aggressive...

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