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Erie, Pennsylvania, Legal Blog

Alternatives to Chapter 7

Chapter 7 bankruptcy is the type of bankruptcy that most debtors qualify for most easily, but it is not always the only option that a debtor has. Depending on several factors such as the nature of the debt and the income of the debtor, he or she may qualify for Chapter 11 or Chapter 13 bankruptcies, for instance.

If a debtor carries debt as part of a business, then he or she may have grounds to file under Chapter 11. This bankruptcy focuses on offering certain types of businesses streamlined debt relief procedures and creating important protections and benefits for small businesses. In many cases, the entity seeking bankruptcy can propose a repayment plan to its creditors that helps the business restructure its debt or pay it down over a beneficial time period.

Make an estate plan check-up a resolution for 2018

Happy New Year! It's time to look ahead to a new year with all of the new challenges and opportunities it brings. It's also a time to think back about the year that was and how we've changed over the last 365 days.

It's when looking back on 2017 that you may realize your life has changed quite a bit, whether for better or worse, and your estate plan should reflect that. Many people don't realize how important it is that their estate plans remain as up-to-date as possible. Making sure your estate plan reflects the current state of your assets and your wishes will reduce the possibility for ambiguity and conflict and provide ongoing peace of mind to both you and your beneficiaries.

What is a third-party special needs trust?

When it comes to planning your wealth and taking care of all family members, it is essential that you look into all options fully. If you have a child that has a severe illness or disability for example, you may want to set up a trust that can help to support them with everything that they need. In desiring this, you may want to set up a special needs trust.

However, creating a typical special needs trust can create some disadvantages for your beneficiary. For example, if your child receives disability benefits, then having a trust in their name could disqualify them from these benefits. In order to prevent this problem from occurring, you can decide to create a third-party special needs trust instead.

Settling a car accident claim in Pennsylvania

Being involved in a car crash can be a very stressful situation to be in, and you may wonder where to start when it comes to filing a claim and getting justice for the traumatic experience that you went through.

When you are involved in a car crash in Pennsylvania, if a person was injured, the police were involved or if there was significant damage to property, then you will need to fill in an accident report with the Department of Transportation in Pennsylvania (PennDOT).

What to consider before adopting a child

Families deciding to adopt children is becoming a more common choice. Many parents believe that adopting is a wonderful thing to do for society and a meaningful experience in itself. However, it can be difficult to understand the process as well as to know how to start the journey as a family. The following are some things to consider before you start your adoption journey.

Adoption is a big decision

Can filing for bankruptcy lead to being fired?

Being in a financial situation where you need to file for bankruptcy can be stressful enough. Adding to this the worry that you may risk being fired for doing so will only add to this tension. The good news is that it is unlikely that you would ever be fired because of your decision to file for bankruptcy. However, before you do decide to file for bankruptcy, it is a good idea to be aware of the ways that your employer could use your decision against you, and other implications that filing might have.

Can I be discriminated against because I filed for bankruptcy?

Police ramp up DUI enforcement this holiday season in PA

With Thanksgiving now in the rearview mirror, everyone's attention turns to the Christmas and New Year's celebrations that will take place over the next several weeks. The holiday season is a time to get together with family and friends and celebrate another year. It's also okay to cut loose a little bit and let your hair down.

Far too many people, however, still have a hard time cutting loose responsibly. The holiday season is one of the most popular times of the year for drunk driving. With more people on the roads traveling to parties and distant relatives' homes, the potential for accidents increases.

Dealing with false accusations

Being accused of a crime that you did not commit can be an extremely stressful and emotional experience. You will be going through a wide range of emotions, from the worry of the consequences you might face from something you did not do, to the anger toward the person that wrongly accused you, to the worry about what people might think of you or how they might change their opinion of you. Here is how to take action if you have been falsely accused of a crime.

Keep calm and think before acting

The most common types of vehicle defects

When we step into our cars every day, we assume that we are safe. But several dangers present themselves to us as a low but very real risk.

These dangers might be posed by dangerous road conditions or other drivers. But in rare circumstances, they can also come from faults within the car that you are driving. The following are some examples of vehicle defects that have endangered drivers on the road.

Establishing a parenting plan in Pennsylvania

Hundreds of thousands of parents across the country rear their children alongside their former partner or spouse. It's becoming more common than ever to co-parent. With this trend comes the broader availability of tools and resources for co-parents.

When the parents of a child make the decision to separate, it is always a good idea to put in place some kind of written agreement that will establish both the responsibilities, schedules and roles that each parent will have when it comes to parenting the child.