Financial challenges can happen to anybody. When your ability to cope with your debts has become strained, bankruptcy may be the best option for true financial relief. How do you tell, however, the difference between a temporary financial pinch and a financial...
Co-parenting offers numerous benefits, including the kids spending time with both parents and the parents maintaining healthy relationships with the children. A detailed parenting plan that outlines the responsibilities of each parent and how they will raise the kids...
Co-parenting through the holidays can be a challenging situation. You and your ex likely want to spend the major holidays with the children, but this isn’t possible unless everyone comes together for the day or the kids split the day. You and your ex can make the...
As we enter the winter months, driving becomes much more hazardous. The nights and mornings are darker, and the roads can be frozen over. Throughout this period, you can adjust your driving behavior accordingly, such as slowing down and leaving a greater distance...
Retail theft has become an increasingly serious and costly problem throughout the country. Takeover robberies carried out by multiple people (sometimes organized through social media) have spurred lawmakers in a number of states to strengthen their retail theft laws,...
Many people associate the overuse of credit cards with an eventual need to file for personal bankruptcy. While it is certainly true that personal spending habits can impact the likelihood of needing bankruptcy protection, the most common reason that people file for...
Most people are familiar with the term “money laundering.” Fewer have heard the terms “structuring” and “smurfing.” First, it’s important to understand the federal Bank Secrecy Act (BSA). It requires financial institutions to report large cash transactions. The BSA...
A significant majority of Americans drive. Many of them do it every day to get to work. While driving is an efficient mode of travel, it can also be dangerous. Driving requires split-second decisions to be made all the time and road users need to have their wits about...
Divorce is, without a doubt, emotionally taxing and full of difficulty, and the financial aspect of the process may quickly take center stage. The wrong move now could negatively impact your financial security for years into the future. While everybody makes...
You may have heard that drivers need to leave a proper following distance between cars. Often, they are told to leave three or four seconds between each vehicle. This is done to give them enough reaction time so that they can avoid a rear-end accident or other...
