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What type of bankruptcy is most common?

You have heard of people declaring bankruptcy, and you think that may be your best course of action considering your outstanding debt, but you have never done it before. You're wondering what your options are and what types of bankruptcy -- called "chapters" -- people...

Alternatives to Chapter 7

Chapter 7 bankruptcy is the type of bankruptcy that most debtors qualify for most easily, but it is not always the only option that a debtor has. Depending on several factors such as the nature of the debt and the income of the debtor, he or she may qualify for...

Restoring credit through bankruptcy

Many people see bankruptcy as a last resort, but in reality, going through bankruptcy can be a wise choice for those experiencing financial difficulties and desiring a fresh start. It can be an act of empowerment rather than something you are forced into. One reason...

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