If you have been injured in a car accident in the state of Pennsylvania, it is likely that you have suffered in many different ways. First, the car accident can be physically and emotionally traumatic. In addition to this trauma, you may be suffering financially due to medical bills, car damage and lost wages.
The damages suffered after a car accident can be far-reaching. This is why it is important that you make sure your insurance provider compensates you for all of these damages. The first step to guaranteeing this is taking the time to understand how an insurance company investigates a car accident after it happens.
How does an insurance company run their investigation?
In order to have your insurance company investigate your case, you must first file a claim. Once you have done this, a claims adjustor will start the investigation. They will likely review the police report in detail, and communicate with the other driver or drivers involved in the incident. They will also want proof of the damages, so they will likely require an inspection of your car. They will also want to learn more about the extent of your injuries, therefore you may need to give them permission to review your medical records.
When all aspects of the case have been reviewed, the claims adjustor will determine the fault of the accident, and make a calculation of how much is owed by each party. If you disagree with the conclusions made, you may want to look into your legal options.
An experienced attorney can help you understand how insurance claims are calculated in Pennsylvania and how to ensure you are properly compensated for your losses. To learn more, contact the Quinn Law Firm at 814-833-2222 for a free consultation.